The Founder of Wealth Solutions, Richard Blair, provides sound financial advise to his clients. Richard has several financial certifications including CAS, CES, RICP and CFS.
His investment advisory firm, found in Austin, Texas, operates as a Registered Investment Advisory (RIA) firm.
As Richard Blair believes everyone needs a solid financial plan, he provides members of his community with wealth management services and retirement planning.
Richard Blair Wealth Solutions follows a three pillar approach when it comes to wealth management and retirement planning. Using this approach allows Blair to find out his client’s current financial situation and their retirement needs. Using this approach makes it easy to come up with an individualized plan for each client.
The first pillar is to identify the clients strengths, goals, risk tolerance and growth opportunities. This lays the foundation for their financial plan.
The second pillar is to create a long-term plan that meets the clients liquidity needs and investment goals. This also entails managing and reallocating assets when appropriate due to market conditions.
The third pillar is to meet the clients insurance needs including long term care, life insurance, and annuities.
As Blair’s mother and grandmother were teachers, he was influenced from an early age to educate others. Combined with his love for finance he founded Wealth Solutions in order to teach individuals, families, and small businesses about financially related matters. Without any conflict of interest, Blair provides his clients with unbiased and objective advise.
Richard obtained his Bachelors of Finance from the University of Houston in 1993 and founded Wealth Solutions in 1994. He founded the firm in order to make a positive contribution to the lives of the individuals, families, and small businesses that he serves. With over 20 years experience in the industry he has developed a wealth of knowledge and information about the financial industry and imparting fair and impartial advise to his clients.
As financial markets are always in flux Blair believes that financial strategies need to be adaptable to current market conditions. Because of this Richard Blair Wealth Solutions is always looking for opportunities in the markets, while still having conservative solutions. The company seeks to take advantage of the upside of the market while also minimizing risk. As the client gets closer to retirement their portfolio is gradually made to become more conservative.